Comparison
Instamojo vs Razorpay Payment Links
Price in rupees, free plan and fit, side by side, for Indian small businesses.
| Feature | Instamojo | Razorpay Payment Links |
|---|---|---|
| Starting price | Free plan · paid from ₹583/mo | Free plan available |
| Price details | Lite store plan is free, with a fee of 5% + ₹3 per sale. Starter plan ₹6,999 a year (about ₹583 a month). | No setup fee or yearly fee. Platform fee of 2% per transaction, plus GST. |
| Free plan | Yes | Yes |
| Free trial | Not stated | Not stated |
| Best for | Home businesses starting to sell online with no monthly cost | Freelancers, tutors and small sellers who need to collect money without a website |
| Software type | Online store & payments | Online store & payments |
| Suits | Freelancers, Tutors & coaching centres, Home bakers & cloud kitchens, Retail shops | Freelancers, Tutors & coaching centres, Gyms & yoga studios, Home bakers & cloud kitchens |
| Price last checked | 2 Oct 2026 | 2 Oct 2026 |
| Next step | Get quote | Get quote |
Instamojo
Online store, landing pages and payment links for small sellers.
- Growth plan: ₹14,999 a year, with a fee of 2% + ₹3 per sale
- Payment links: free plan with a fee of 2% + ₹3 per payment
Razorpay Payment Links
Collect payments by sharing a link. Part of the Razorpay payment gateway.
- No setup fee
- No yearly maintenance charge
- You pay only when a customer pays you
How to choose between them
Start with the monthly cost you can sustain, then check that the tool handles the job you do every day. If both fit your budget, take the free plan or trial of each and run one real week of work through it before you pay.